A Deloitte survey reported that the U.S. will increase its technology services procurement from India and China over the next three years with banks leading increasing its spend of 6% of annual IT spend of USD 44 billion to 30% by 2010. A key observation in the Deloitte study is that off-shoring not just "one available cost-cutting strategy, it's becoming a basic necessity."

Most interviewed IT officials said that they expected cost to increase moderately or remain flat. The only way the officials expect increased spend on technology is through off-shoring which decreases cost by 60%-80%.